There are three really good reasons to get quality air travel insurance. What if the flight is canceled? What if you get sick? What of the airline loses your heart medication? What if the cruise line goes bankrupt? What if there’s a hurricane, or a bombing? The bottom line is that no one wants to lose their investment. Cancellation or interruption insurance is probably the most important travel insurance to have. This protects you and your purchase price if your flight should be canceled, or if the company goes out of business. This also protects you if you should become too sick to travel or have an emergency that forces you to cancel your trip. This insurance guarantees the price you’ve paid for the trip.

Health care insurance is a must have for oversea travelers. Most insurance companies within the United States do not cover you beyond its boundaries. This lack of coverage applies to US cruise ships. Health care insurance will cover that heart medication left in Idaho, or the tennis-elbow you get on the ship. It also saves you from overseas hospitals that admit you with or without insurance but don’t allow you to leave until you pay. Health insurance keeps you healthy. Health is good.

Another incredibly good reason to get air travel insurance is theft. What if someone steals your wallet? Now you have no passport, no cash, no credit cards, and no return flight tickets. What do you do? You thank your lucky stars for travel insurance, get a new passport, some traveler’s checks and save the vacation. Be careful when buying your air travel insurance, however. Don’t get more coverage than you need. Do not buy the insurance from the same company as you airline, cruise line, or hotel. Read the fine print. Know what your regular insurance covers and what it does not so that you know exactly what types of travel insurance you need to buy. There are, in reality, many more reasons to get air travel insurance. Proper insurance can protect you, your family, and some times your pets from airline and cruise mishaps, natural disasters, and terrorism. Travel insurance can get you out of all kinds of unforeseen situations. It’s peace of mind in an ever-changing, beautiful, but sometimes dangerous modern world.